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Life Insurance for the LGBT Community

For the many Canadians in the LGBT (lesbian, gay, bisexual or transsexual) community, getting Life insurance may seem like an intimidating process. Buying life insurance can be a confusing enough endeavor on its own, but for those who feel as if they may be discriminated against based on their sexuality, it can be additionally stressful.

This belief most likely owes its origin to the many gay men who in the 1980’s were denied life insurance, due to the appearance of AIDS. Unfortunately, this stigma has persisted and may prevent those that would benefit from the protection offered by life insurance from applying. Thankfully in Canada it is against the law to discriminate based on one’s sexual identity. What this means is that an insurance company cannot ask questions about your sexuality, nor use it as a factor in its decision to insure you.

As financial planning is often challenging, having the advice of a financial professional can be an important asset. If you are a member of the LGBT community, the specific challenges with respect to complex issues involving your estate makes it even more important to seek the counsel of an independent life insurance broker. LifeCover.ca helps thousands of Canadians connect with certified professionals, who are committed to working with you. Simply put, if anyone depends on you, it’s likely that you need life insurance, and the first step is with LifeCover.ca. Let us help you get the coverage you need, at a price you deserve.

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