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ACE INA Life Insurance

ACE Canada is an insurance company owned by the ACE Group. The ACE Group is a company that specializes in insurance products and services and is especially well known for its commercial property and casualty insurance and reinsurance products. The ACE Group came into existence in 1985 when 34 Fortune 500 companies decided to get together and create a company that could provide excess liability and directors and officers coverage; in those days, these forms of insurance were difficult to find. In the past 26 years, the ACE Group has expanded dramatically; it now sells an incredibly variety of insurance products including aircraft insurance, accidental death and dismemberment insurance, critical illness insurance, accidental dental insurance, creditor insurance, mortgage insurance, property insurance, primary casualty general liability insurance, wrap up liability insurance, automobile insurance and life insurance.

The ACE Group sells life insurance all over the world. In 2005, it began selling life insurance in China and Vietnam, and in 2006, it entered the United States market through its purchase of the Hart Life Insurance Company. ACE Canada sells life insurance under the brand name ACE INA. ACE Canada started selling life insurance in Canada in 2003.

One type of life insurance that ACE Canada sells is group Accidental Death and Dismemberment insurance. Highlights of ACE INA’s Accidental Death and Dismemberment insurance include reimbursements of expenses associated with retraining an employee or their spouse in a new occupation and paying for any home alteration or vehicle modification called for due to your employee’s accident. Basic Accidental Death and Dismemberment coverage with ACE INA’s life insurance comes with repatriation coverage up to $15,000, rehabilitation coverage up to $15,000, transportation for the family of the employee up to $15,000, cosmetic disfigurement benefits up to $25,000, bereavement benefits up to $1,000, and identification benefits up to $15,000. In addition, the employer has the option of adding on a Critical Illness Cancer rider or a Critical Illness 4 Condition rider. With the Critical Illness Cancer rider, if an employee under the age of 65 is diagnosed with cancer, then the insurance company will pay 5% of the Principal Sum or up to $10,000, whichever is lower. With the Critical Illness 4 Condition rider, if an employee under the age of 65 is diagnosed with cancer, a stroke, kidney failure or a heart attack, then the insurance company will pay 5% of the Principal Sum or up to $10,000

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